September, 2008

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Procrastination: A Costly Foe

Monday, September 1st, 2008

Karen L Rutledge

Getting people to make a decision is the number-one problem I face when working with my clients.

Taxes, inflation, and procrastination are the three main barriers that most people face when trying to reach their financial goals. Taxes and inflation are almost guaranteed to occur, but procrastination has the potential to be the most costly, yet is the easiest to overcome. Why is it that people procrastinate when they should be preparing for their financial future? Here are a few of the reasons my clients give me. Click to continue »

October is Open Enrollment Time

Monday, September 1st, 2008

Something for employees to consider this year during Open Enrollment is a Health Care Spending Account.

This option can make higher deductibles a little easier to cope with. You will be putting money in your own pocket by participating in this tax savings plan. Money contributed to your account is not considered as wages; therefore it is not subject to income, wage or FICA taxes. Your tax advantaged funds can be used to pay for your eligible expenses. Click to continue »